The 5 New Year Resolutions You Should Make Instead
Jan03

The 5 New Year Resolutions You Should Make Instead

  By: Anna Oposa   Ah, it’s January 2017! ‘Tis the time we make promises to ourselves to leave the “old me” in 2016 and usher in the “new and improved me” at midnight. We list a number of things we will do differently. We will stop hitting the snooze button. We will exercise more. We will stop smoking and will drink less. The list goes on.   But after all the fireworks have been lit, the parties attended, and the...

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Debt and Luxury May Not Mix
Dec17

Debt and Luxury May Not Mix

  By Francisco Colayco   Craving luxury is normal, especially in the consumer-oriented world that we have today. But before you even start thinking about luxury, you must get down to the basics on your financials first. First and foremost, you should prepare your Statement of Assets and Liabilities (SAL), Personal Income and Expense Statement (PIES), and Personal Financial Plan. In this manner, you know exactly where you are...

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Self-Sacrificing Women
Apr03

Self-Sacrificing Women

By Francisco J Colayco It all starts from the teaching in the Bible that says Eve was created from the bone of Adam.  Then, it is emphasized in weddings that wives should be obedient to their husbands and husbands should love their wives.  (However, it goes without saying that husbands who love their wives will not require them to be obedient. I just want to clarify this because some women might not like my statement reminding them to...

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Kabuhayan – Money: Saving for Retirement
Dec18

Kabuhayan – Money: Saving for Retirement

By Francisco J Colayco   When should I start saving up for retirement? From the moment you have any kind of income, you should already be saving for your retirement.  Unfortunately, this is the last thought of any young person in his first job.  He is probably thinking of paying back educational loans or finally enjoying some freedom.  He can still do that, but he must save a portion that he will grow slowly.  Unfortunately, this idea...

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