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Debt and Luxury May Not Mix
Dec17

Debt and Luxury May Not Mix

  By Francisco Colayco   Craving luxury is normal, especially in the consumer-oriented world that we have today. But before you even start thinking about luxury, you must get down to the basics on your financials first. First and foremost, you should prepare your Statement of Assets and Liabilities (SAL), Personal Income and Expense Statement (PIES), and Personal Financial Plan. In this manner, you know exactly where you are...

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Self-Sacrificing Women
Apr03

Self-Sacrificing Women

By Francisco J Colayco It all starts from the teaching in the Bible that says Eve was created from the bone of Adam.  Then, it is emphasized in weddings that wives should be obedient to their husbands and husbands should love their wives.  (However, it goes without saying that husbands who love their wives will not require them to be obedient. I just want to clarify this because some women might not like my statement reminding them to...

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