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Financial Investments: Planning Well and Smart
Jan10

Financial Investments: Planning Well and Smart

  Excel V. Dyquiangco breaks down different plans you can invest in to protect your future and the future of those you love.   Many people consider the New Year as a time for change. It signals a fresh start and a time to resolve to lose (or gain) weight, make amends with family members or friends.    The New Year also heralds in a time for decision-making and planning—most especially for the future. One of the best...

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Debt and Luxury May Not Mix
Dec17

Debt and Luxury May Not Mix

  By Francisco Colayco   Craving luxury is normal, especially in the consumer-oriented world that we have today. But before you even start thinking about luxury, you must get down to the basics on your financials first. First and foremost, you should prepare your Statement of Assets and Liabilities (SAL), Personal Income and Expense Statement (PIES), and Personal Financial Plan. In this manner, you know exactly where you are...

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Budgeting Formula
Aug27

Budgeting Formula

By Francisco J Colayco   One of the most difficult parts of every day life is budgeting. Few people in this world can just spend with unlimited abandon. It is extremely easy for buying to go out of control especially if you have a credit card and if you have a checkbook that is not properly reconciled. The biggest problems in budgeting happen right after a big event like a vacation, wedding, birthday, Christmas etc. You have to be...

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