JW Marriot Dubai-OctoberFest
Handling Hard Times: When Debt Becomes Unmanageable
Sep02

Handling Hard Times: When Debt Becomes Unmanageable

By Barney Almazar, Esq. Are you regularly spending beyond your budget? Are you living from payday to payday? Are you unable to meet rent payments? Are you always paying only the minimum credit card bill? Are you not aware how much your total debt is? Have you maxed-out more than 2 credit cards? Are you consistently paying bills late? Are you hiding your debt situation from your spouse? If you answered yes to any of the questions...

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Debt and Luxury May Not Mix
Dec17

Debt and Luxury May Not Mix

  By Francisco Colayco   Craving luxury is normal, especially in the consumer-oriented world that we have today. But before you even start thinking about luxury, you must get down to the basics on your financials first. First and foremost, you should prepare your Statement of Assets and Liabilities (SAL), Personal Income and Expense Statement (PIES), and Personal Financial Plan. In this manner, you know exactly where you are...

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UAE Immigration: Visa, Deportation, Blacklist & Appeals
Nov02

UAE Immigration: Visa, Deportation, Blacklist & Appeals

by Atty. Barney Almazar Filipinos in the UAE, like any other foreigners are subject to the provisions of Federal Law No 6 of 1973 on Entry and Residence of Foreigners as amended. The General Directorate of Naturalization and Residency (GDNR) is the authority responsible for the issuance, renewal and cancellation of entry permissions and visas pursuant to the rules and instructions issued by the Ministry of Interior. Residence Permits...

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