Handling Hard Times: When Debt Becomes Unmanageable
Sep02

Handling Hard Times: When Debt Becomes Unmanageable

By Barney Almazar, Esq. Are you regularly spending beyond your budget? Are you living from payday to payday? Are you unable to meet rent payments? Are you always paying only the minimum credit card bill? Are you not aware how much your total debt is? Have you maxed-out more than 2 credit cards? Are you consistently paying bills late? Are you hiding your debt situation from your spouse? If you answered yes to any of the questions...

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UAE Law: Can’t Be Clueless About Your Credit Card
Aug01

UAE Law: Can’t Be Clueless About Your Credit Card

Money: Can’t Be Clueless About Your Credit Card By Barney Almazar, ESQ.   Swipe dito, swipe doon! Feeling swanky with your fancy platinum credit card? Get over the dream, kabayan. There’s more to managing your credit than making room for it in your designer wallet. Let the People’s Lawyer, Barney Almazar guide you. Quick hint: credit ain’t cash! So you’ve done your binge shopping, hit the malls for that new iPhone or...

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Credit Cards and Loans: Your Rights and Responsibilities
Apr03

Credit Cards and Loans: Your Rights and Responsibilities

Credit Cards and Loans: Your Rights and Responsibilities By Atty. Barney Almazar Did you know that banks are not allowed to take blank cheques as a condition for your loan approval? This is provided for under Article 15 (b) of the UAE Central Bank Regulations No 29/2011 regarding bank loans and services offered to individual customers. Learn about the regulations of the UAE Central Bank pertaining to credit cards, personal loans,...

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UAE Debt: Avoiding a Debt Sentence in the UAE
Jan20

UAE Debt: Avoiding a Debt Sentence in the UAE

UAE Debt: Avoiding a Debt Sentence in the UAE Atty. Barney Almazar explains how to avoid being in a downward credit card spiral which could get you to court or worse, put you behind the bars. No Debt Sentence this 2014 By Barney Almazar, Esq. So you’ve done your holiday shopping, hit the malls for that iPhone 5s or designer purse, but before you think about taking out that credit card and swiping it for another purchase this year,...

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